How to Use SplitBill
From creating your first group to settling up — a complete walkthrough for new users.
Create a Group
Create a Group
Start by creating a group for your trip, household, or any shared activity. Give it a name and choose a type — Trip, Roommate, Event, or Project — so the UI adapts to your use case.
Use the "Trip" type for travel. It unlocks expense categories like accommodation, transport, and meals.
Add Your Friends
Add Your Friends
Invite members by sharing the group's unique invite code or sending a direct email invite from the Members tab. Friends join instantly — no app installation required. You can also add guest members (name-only) for people without accounts.
Share the invite code via WhatsApp or Messenger. It's the fastest way to get everyone in.
Add Expenses
Add Expenses
Log expenses as they happen. Enter the amount in BDT (or any currency), a description, who paid, the category, and which members share the cost. Split equally or set custom amounts.
Add expenses in the moment — don't wait until the trip ends. It only takes 10 seconds per expense.
Track Who Owes What
Track Who Owes What
The Balances tab shows a real-time summary of who owes whom across all expenses. Green means you're owed money; red means you owe. Tap any balance to see the full breakdown.
Check balances after every group expense — you'll always know exactly where things stand.
Settle Up
Settle Up
When you're ready to settle, use the Simplify Debts feature. It automatically calculates the minimum number of transfers to clear all balances in the group — turning many transactions into just a few.
Debt simplification can reduce a group of 6 people's 15 possible transfers down to just 5. Less hassle, same result.
Smart Receipt Scanning
Skip the manual entry. Snap a photo of any receipt and let AI do the heavy lifting — handwritten or printed, in any language.
Snap a Photo
Snap a Photo
Take a photo of any bill — restaurant receipt, handwritten note, or printed invoice. Drag and drop or use your camera.
Works best with good lighting. Even crumpled receipts and handwritten notes are recognized.
Drag & drop your receipt here
or click to browse files
Review & Edit
Review & Edit
AI extracts every item, price, and total. Review the results and adjust if anything needs correction.
Check the total — if it doesn't match, you'll see a warning. You can add or remove items manually.
Assign & Split
Assign & Split
Tap each item and choose who shares it. Tax is distributed proportionally. Everyone sees exactly what they owe.
Perfect for restaurant bills where everyone ordered different items.
Roommate Mode
Living with others? Set up recurring bills, track variable expenses, and see where your household money goes — all on autopilot.
Set Up Recurring Bills
Set Up Recurring Bills
Create bills for rent, utilities, internet. Choose fixed or variable, set frequency, pick participants. Fixed bills auto-split on schedule; variable bills wait for confirmation.
Start with your biggest recurring expense (like rent). Once it's set up, SplitBill handles it automatically every month.
Manage Your Bills
Manage Your Bills
View all active and paused bills in one place. Filter by status, see when the next charge is due, and spot variable bills at a glance. Pause a bill when someone moves out temporarily, resume when they're back.
Variable bills are marked with an amber badge so you always know which ones need manual confirmation.
Monthly Rent
Electricity
VariableInternet
Confirm Variable Bills
Confirm Variable Bills
Variable bills like electricity don't cost the same every month. When a variable bill is due, it shows up as "Pending" with a suggested amount. Review it, adjust if needed, and confirm to split among roommates.
You can change the split amounts before confirming — useful when one roommate uses more electricity or was away for part of the month.
Variable bills need your approval before splitting
Electricity
Suggested: BDT 2,800 · Mar 5, 2026
Internet — March
BDT 1,200 · Split equally between 3
Log Other Expenses
Log Other Expenses
Not everything is a recurring bill. Groceries, cleaning supplies, a new router — add these one-off shared expenses just like you would in any group. They show up alongside your recurring costs so nothing gets missed.
Use categories to keep things organized. At the end of the month, you'll see exactly how much went to groceries vs. household supplies vs. everything else.
Track Spending Trends
Track Spending Trends
See your household's total spending month-over-month. The trend chart helps you spot if bills are creeping up, compare seasonal changes, and have informed conversations about shared expenses.
Check this before the monthly rent meeting. It's easier to discuss shared expenses when everyone can see the numbers.
Spending Trends
Monthly spending (BDT)
Frequently Asked Questions
Still have questions? We've got you covered.